China
Loan costs
The fees that come with a home loan, such as the property valuation, loan insurance and the mortgage registration fee.
How it works in Vietnam
In Vietnam each bank sets these charges in its own fee schedule, and no law fixes a common amount.
The home-buying costs calculator has no preset amount for this line. Enter the total your bank quotes to get a complete figure.
Related terms
- Loan-to-value (LTV) / down payment
Loan-to-value is the loan amount divided by the value of the home. The down payment is the rest of the price, paid with your own money.
- Notary fee
The fee a notary office charges to certify the home sale contract, set in tiers by the contract value.
- Registration fee
A one-off charge the buyer pays to the state when the home is registered in their name, set as a percentage of the home's value.