Skip to main content

Country or region

Vietnam · VND

Switching keeps your loan term and resets the amounts to that market's example. Use your browser's Back button to undo.

HomeCalc

Home affordability

See what price your income can carry. The loan is sized at a stress rate, not the promotional rate.

Figures follow Vietnamese law, with every source cited and dated.

Your income and loan
₫
Total monthly income of everyone on the loan.
₫
Current payments such as other loans, cards and instalments. Leave empty if none.
₫
The part of the price you pay yourself, without borrowing.
years
%
The rate you expect to pay after any promotional period, or if rates rise. Results use this rate, never the promotional rate.
Stress interest rate
%
The largest share of your income that all monthly debt payments may take, the new loan included.
Maximum debt-to-income ratio (DTI)

Results

Highest price your income supports

₫3,244,270,945

≈ $127,727

Loan at the stress rate, plus your down payment.

Vietnam · VND

Maximum payment per month
₫25,000,000≈ $984
Maximum loan at 11.5%
₫2,344,270,945≈ $92,294
Highest price when the loan is at most 70% of the price
₫3,000,000,000≈ $118,110

The loan-to-value cap sets the limit here.

Exchange rate: 1 USD = ₫25,400
₫
You enter the rate. This page does not fetch live rates.

Default rate last updated Oct 1, 2026

Converted amounts are for reference only. The amounts in Vietnamese dong (VND) are the ones that apply.

Sized at the stress rate of 11.5% over 20 years. Lenders also look at your credit history and the home itself, so their figure can differ.

Note

Every figure on this page is an estimate based on the values you entered and on defaults from Vietnamese law, current as of the verification date shown next to each one. It is not financial, legal or tax advice. The actual interest rate, fees and taxes are set by your bank, your notary office and your tax office in Vietnam at the time of the transaction. Confirm with them before signing any contract. This site stores none of your data; everything you entered lives in the page address.

Assumptions you can change

Maximum loan-to-value (LTV)

70%

Source: market convention

The largest share of the price a lender will lend. With a small down payment, this cap can limit the price before your income does.

The link carries only the numbers you entered. The site stores nothing.