Home-buying guides

When the promotion ends, the bank resets your payment at the floating rate. A worked example on a 2 billion VND loan over 20 years, and what to ask first.

2 min read

Two ways to repay a home loan in Vietnam: how the monthly payment moves, how total interest compares, and when each one makes sense.

2 min read

Paying down or paying off a Vietnamese home loan early usually costs a fee. How it is charged, how it falls over the years, and what to ask the bank.

2 min read

After a prepayment you can keep the payment and finish early, or keep the term and pay less each month. A 2 billion VND example shows the difference.

2 min read

Who pays which fee and tax when you buy a home from its current owner in Vietnam, and which law sets each one.

2 min read

Buying a new apartment from a developer in Vietnam: VAT, the maintenance fund, the registration fee, and the legal caps on payments before handover.

3 min read

Which homes a foreign individual may buy in Vietnam, where, how many, and for how long, under the Housing Law 2023.

3 min read

Gross and net rental yield, the costs to subtract, and why the yield in a listing is usually higher than what you will actually earn.

2 min read

Bát trạch, the Eight Mansions method, is a feng shui tradition that rates eight directions by birth year and gender. How the method works, with no advice.

2 min read

The Lỗ Ban ruler is a measuring tradition in Vietnamese and Chinese culture. How the 52.2 cm, 42.9 cm and 38.8 cm rulers differ, and how to read a length.

2 min read

No account, and your numbers live in the page address. Ads load only if you accept them. Cookies, partner links and how to change your choice.

3 min read

HomeCalc is a set of free calculators for buying a home in Vietnam, the United States or China. Where the figures come from and how the site is funded.

2 min read

Email [email protected] about a wrong figure, an out-of-date law, a translation error, or a country or language you would like added.

1 min read