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Uruguay · UYU

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HomeCalc

Mortgage calculator for Uruguay

See what you pay each month, and how the payment moves when the rate changes.

No local legal figures for Uruguay

HomeCalc has no data on fees, taxes or lending limits in Uruguay. The loan maths and UYU formatting still work. Every fee starts at 0: enter your own, then check them with your lender or a local adviser.

Your loan

Example values: replace them with your own.

UYU
UYU
20% of the price · Loan UYU 6,160,000.00
years
240 months
Interest rates
%
months
%
Base rate plus margin, as your bank quotes it
Repayment method

The same payment every month within each rate period

Prepayment
UYU
%
Default in month 24: 0% of the amount prepaid. Change it to match your loan contract.
After prepaying

Results

Monthly payment

UYU 59,445.33

Uruguay · UYU · Basic: fees entered by you

Highest payment
UYU 59,447.46
Total interest
UYU 8,106,881.33
Total paidPrincipal plus interest
UYU 14,266,881.33

Note

HomeCalc works out the loan and adds up the fees you enter. It provides no legal figures for Uruguay: no fees, taxes or lending limits. It is not financial, legal or tax advice. Before you decide, check every figure with your lender or a licensed adviser in Uruguay. This site never stores the numbers you enter; they live only in the page address.

The monthly rate is the annual rate spread evenly over the months; amounts are rounded to the smallest unit of UYU. Lenders in Uruguay may work out interest differently.

The link carries only the numbers you entered. The site keeps no copy of them.

Next: home-buying costs

Interest and principal by year

  • Interest
  • Principal
  • Monthly payment
Interest and principal by yearStacked bars for 20 years showing interest and principal paid each year, with a line for the monthly payment, starting at UYU 59,445.33. Exact figures are in the schedule table.Year 1: interest UYU 611,412.09, principal UYU 101,931.87Year 2: interest UYU 600,738.50, principal UYU 112,605.46Year 3: interest UYU 588,947.24, principal UYU 124,396.72Year 4: interest UYU 575,921.29, principal UYU 137,422.67Year 5: interest UYU 561,531.32, principal UYU 151,812.64Year 6: interest UYU 545,634.58, principal UYU 167,709.38Year 7: interest UYU 528,073.20, principal UYU 185,270.76Year 8: interest UYU 508,672.95, principal UYU 204,671.01Year 9: interest UYU 487,241.22, principal UYU 226,102.74Year 10: interest UYU 463,565.31, principal UYU 249,778.65Year 11: interest UYU 437,410.20, principal UYU 275,933.76Year 12: interest UYU 408,516.34, principal UYU 304,827.62Year 13: interest UYU 376,596.90, principal UYU 336,747.06Year 14: interest UYU 341,335.06, principal UYU 372,008.90Year 15: interest UYU 302,380.89, principal UYU 410,963.07Year 16: interest UYU 259,347.69, principal UYU 453,996.27Year 17: interest UYU 211,808.36, principal UYU 501,535.60Year 18: interest UYU 159,291.02, principal UYU 554,052.94Year 19: interest UYU 101,274.44, principal UYU 612,069.52Year 20: interest UYU 37,182.73, principal UYU 676,163.36per yearper month200,000400,000600,000800,00020,00040,00060,000Year 55Year 1010Year 1515Year 2020

Year

Show what happens if rates rise

If the floating rate rises

The promotional period stays the same; only the floating rate goes up.

Show yearly schedule

Yearly schedule

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