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Thailand · THB

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HomeCalc

Mortgage calculator for Thailand

See what you pay each month, and how the payment moves when the rate changes.

No local legal figures for Thailand

HomeCalc has no data on fees, taxes or lending limits in Thailand. The loan maths and THB formatting still work. Every fee starts at 0: enter your own, then check them with your lender or a local adviser.

Your loan

Example values: replace them with your own.

THB
THB
20% of the price · Loan THB 1,680,000.00
years
240 months
Interest rates
%
months
%
Base rate plus margin, as your bank quotes it
Repayment method

The same payment every month within each rate period

Prepayment
THB
%
Default in month 24: 0% of the amount prepaid. Change it to match your loan contract.
After prepaying

Results

Monthly payment

THB 12,036.04

Thailand · THB · Basic: fees entered by you

Highest payment
THB 12,036.88
Total interest
THB 1,208,650.44
Total paidPrincipal plus interest
THB 2,888,650.44

Note

HomeCalc works out the loan and adds up the fees you enter. It provides no legal figures for Thailand: no fees, taxes or lending limits. It is not financial, legal or tax advice. Before you decide, check every figure with your lender or a licensed adviser in Thailand. This site never stores the numbers you enter; they live only in the page address.

The monthly rate is the annual rate spread evenly over the months; amounts are rounded to the smallest unit of THB. Lenders in Thailand may work out interest differently.

The link carries only the numbers you entered. The site keeps no copy of them.

Next: home-buying costs

Interest and principal by year

  • Interest
  • Principal
  • Monthly payment
Interest and principal by yearStacked bars for 20 years showing interest and principal paid each year, with a line for the monthly payment, starting at THB 12,036.04. Exact figures are in the schedule table.Year 1: interest THB 99,579.89, principal THB 44,852.59Year 2: interest THB 96,813.48, principal THB 47,619.00Year 3: interest THB 93,876.44, principal THB 50,556.04Year 4: interest THB 90,758.25, principal THB 53,674.23Year 5: interest THB 87,447.73, principal THB 56,984.75Year 6: interest THB 83,933.04, principal THB 60,499.44Year 7: interest THB 80,201.56, principal THB 64,230.92Year 8: interest THB 76,239.95, principal THB 68,192.53Year 9: interest THB 72,033.99, principal THB 72,398.49Year 10: interest THB 67,568.60, principal THB 76,863.88Year 11: interest THB 62,827.80, principal THB 81,604.68Year 12: interest THB 57,794.62, principal THB 86,637.86Year 13: interest THB 52,450.98, principal THB 91,981.50Year 14: interest THB 46,777.77, principal THB 97,654.71Year 15: interest THB 40,754.63, principal THB 103,677.85Year 16: interest THB 34,360.00, principal THB 110,072.48Year 17: interest THB 27,571.00, principal THB 116,861.48Year 18: interest THB 20,363.23, principal THB 124,069.25Year 19: interest THB 12,710.89, principal THB 131,721.59Year 20: interest THB 4,586.59, principal THB 139,846.73per yearper month40,00080,000120,000160,0005,00010,00015,000Year 55Year 1010Year 1515Year 2020

Year

Show what happens if rates rise

If the floating rate rises

The promotional period stays the same; only the floating rate goes up.

Show yearly schedule

Yearly schedule

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