Skip to main content

Country or region

Taiwan · TWD

Switching keeps your loan term and resets the amounts to that market's example. Use your browser's Back button to undo.

HomeCalc

Mortgage calculator for Taiwan

See what you pay each month, and how the payment moves when the rate changes.

No local legal figures for Taiwan

HomeCalc has no data on fees, taxes or lending limits in Taiwan. The loan maths and TWD formatting still work. Every fee starts at 0: enter your own, then check them with your lender or a local adviser.

Your loan

Example values: replace them with your own.

NT$
NT$
20% of the price · Loan NT$7,760,000.00
years
240 months
Interest rates
%
months
%
Base rate plus margin, as your bank quotes it
Repayment method

The same payment every month within each rate period

Prepayment
NT$
%
Default in month 24: 0% of the amount prepaid. Change it to match your loan contract.
After prepaying

Results

Monthly payment

NT$41,120.46

Taiwan · TWD · Basic: fees entered by you

Highest payment
NT$41,121.80
Total interest
NT$2,108,911.74
Total paidPrincipal plus interest
NT$9,868,911.74

Note

HomeCalc works out the loan and adds up the fees you enter. It provides no legal figures for Taiwan: no fees, taxes or lending limits. It is not financial, legal or tax advice. Before you decide, check every figure with your lender or a licensed adviser in Taiwan. This site never stores the numbers you enter; they live only in the page address.

The monthly rate is the annual rate spread evenly over the months; amounts are rounded to the smallest unit of TWD. Lenders in Taiwan may work out interest differently.

The link carries only the numbers you entered. The site keeps no copy of them.

Next: home-buying costs

Interest and principal by year

  • Interest
  • Principal
  • Monthly payment
Interest and principal by yearStacked bars for 20 years showing interest and principal paid each year, with a line for the monthly payment, starting at NT$41,120.46. Exact figures are in the schedule table.Year 1: interest NT$190,544.91, principal NT$302,900.61Year 2: interest NT$182,885.02, principal NT$310,560.50Year 3: interest NT$175,031.42, principal NT$318,414.10Year 4: interest NT$166,979.21, principal NT$326,466.31Year 5: interest NT$158,723.39, principal NT$334,722.13Year 6: interest NT$150,258.79, principal NT$343,186.73Year 7: interest NT$141,580.12, principal NT$351,865.40Year 8: interest NT$132,682.00, principal NT$360,763.52Year 9: interest NT$123,558.84, principal NT$369,886.68Year 10: interest NT$114,204.99, principal NT$379,240.53Year 11: interest NT$104,614.57, principal NT$388,830.95Year 12: interest NT$94,781.64, principal NT$398,663.88Year 13: interest NT$84,700.05, principal NT$408,745.47Year 14: interest NT$74,363.49, principal NT$419,082.03Year 15: interest NT$63,765.57, principal NT$429,679.95Year 16: interest NT$52,899.63, principal NT$440,545.89Year 17: interest NT$41,758.90, principal NT$451,686.62Year 18: interest NT$30,336.43, principal NT$463,109.09Year 19: interest NT$18,625.13, principal NT$474,820.39Year 20: interest NT$6,617.64, principal NT$486,829.22per yearper month150,000300,000450,000600,00015,00030,00045,000Year 55Year 1010Year 1515Year 2020

Year

Show what happens if rates rise

If the floating rate rises

The promotional period stays the same; only the floating rate goes up.

Show yearly schedule

Yearly schedule

Scroll sideways to see the whole table