Skip to main content

Country or region

Russia · RUB

Switching keeps your loan term and resets the amounts to that market's example. Use your browser's Back button to undo.

HomeCalc

Mortgage calculator for Russia

See what you pay each month, and how the payment moves when the rate changes.

No local legal figures for Russia

HomeCalc has no data on fees, taxes or lending limits in Russia. The loan maths and RUB formatting still work. Every fee starts at 0: enter your own, then check them with your lender or a local adviser.

Your loan

Example values: replace them with your own.

RUB
RUB
20% of the price · Loan RUB 9,600,000.00
years
240 months
Interest rates
%
months
%
Base rate plus margin, as your bank quotes it
Repayment method

The same payment every month within each rate period

Prepayment
RUB
%
Default in month 24: 0% of the amount prepaid. Change it to match your loan contract.
After prepaying

Results

Monthly payment

RUB 163,087.16

Russia · RUB · Basic: fees entered by you

Highest payment
RUB 163,095.17
Total interest
RUB 29,540,926.41
Total paidPrincipal plus interest
RUB 39,140,926.41

Note

HomeCalc works out the loan and adds up the fees you enter. It provides no legal figures for Russia: no fees, taxes or lending limits. It is not financial, legal or tax advice. Before you decide, check every figure with your lender or a licensed adviser in Russia. This site never stores the numbers you enter; they live only in the page address.

The monthly rate is the annual rate spread evenly over the months; amounts are rounded to the smallest unit of RUB. Lenders in Russia may work out interest differently.

The link carries only the numbers you entered. The site keeps no copy of them.

Next: home-buying costs

Interest and principal by year

  • Interest
  • Principal
  • Monthly payment
Interest and principal by yearStacked bars for 20 years showing interest and principal paid each year, with a line for the monthly payment, starting at RUB 163,087.16. Exact figures are in the schedule table.Year 1: interest RUB 1,916,408.21, principal RUB 40,637.71Year 2: interest RUB 1,907,492.65, principal RUB 49,553.27Year 3: interest RUB 1,896,621.09, principal RUB 60,424.83Year 4: interest RUB 1,883,364.45, principal RUB 73,681.47Year 5: interest RUB 1,867,199.37, principal RUB 89,846.55Year 6: interest RUB 1,847,487.83, principal RUB 109,558.09Year 7: interest RUB 1,823,451.78, principal RUB 133,594.14Year 8: interest RUB 1,794,142.41, principal RUB 162,903.51Year 9: interest RUB 1,758,402.82, principal RUB 198,643.10Year 10: interest RUB 1,714,822.34, principal RUB 242,223.58Year 11: interest RUB 1,661,680.61, principal RUB 295,365.31Year 12: interest RUB 1,596,880.10, principal RUB 360,165.82Year 13: interest RUB 1,517,862.92, principal RUB 439,183.00Year 14: interest RUB 1,421,510.09, principal RUB 535,535.83Year 15: interest RUB 1,304,018.32, principal RUB 653,027.60Year 16: interest RUB 1,160,749.87, principal RUB 796,296.05Year 17: interest RUB 986,049.59, principal RUB 970,996.33Year 18: interest RUB 773,021.70, principal RUB 1,184,024.22Year 19: interest RUB 513,257.30, principal RUB 1,443,788.62Year 20: interest RUB 196,502.96, principal RUB 1,760,550.97per yearper month500,0001 million1.5 million2 million60,000120,000180,000Year 55Year 1010Year 1515Year 2020

Year

Show what happens if rates rise

If the floating rate rises

The promotional period stays the same; only the floating rate goes up.

Show yearly schedule

Yearly schedule

Scroll sideways to see the whole table