Skip to main content

Country or region

Peru · PEN

Switching keeps your loan term and resets the amounts to that market's example. Use your browser's Back button to undo.

HomeCalc

Mortgage calculator for Peru

See what you pay each month, and how the payment moves when the rate changes.

No local legal figures for Peru

HomeCalc has no data on fees, taxes or lending limits in Peru. The loan maths and PEN formatting still work. Every fee starts at 0: enter your own, then check them with your lender or a local adviser.

Your loan

Example values: replace them with your own.

PEN
PEN
20% of the price · Loan PEN 232,000.00
years
240 months
Interest rates
%
months
%
Base rate plus margin, as your bank quotes it
Repayment method

The same payment every month within each rate period

Prepayment
PEN
%
Default in month 24: 0% of the amount prepaid. Change it to match your loan contract.
After prepaying

Results

Monthly payment

PEN 1,940.54

Peru · PEN · Basic: fees entered by you

Highest payment
PEN 1,941.17
Total interest
PEN 233,730.23
Total paidPrincipal plus interest
PEN 465,730.23

Note

HomeCalc works out the loan and adds up the fees you enter. It provides no legal figures for Peru: no fees, taxes or lending limits. It is not financial, legal or tax advice. Before you decide, check every figure with your lender or a licensed adviser in Peru. This site never stores the numbers you enter; they live only in the page address.

The monthly rate is the annual rate spread evenly over the months; amounts are rounded to the smallest unit of PEN. Lenders in Peru may work out interest differently.

The link carries only the numbers you entered. The site keeps no copy of them.

Next: home-buying costs

Interest and principal by year

  • Interest
  • Principal
  • Monthly payment
Interest and principal by yearStacked bars for 20 years showing interest and principal paid each year, with a line for the monthly payment, starting at PEN 1,940.54. Exact figures are in the schedule table.Year 1: interest PEN 18,382.79, principal PEN 4,903.69Year 2: interest PEN 17,975.81, principal PEN 5,310.67Year 3: interest PEN 17,535.00, principal PEN 5,751.48Year 4: interest PEN 17,057.62, principal PEN 6,228.86Year 5: interest PEN 16,540.63, principal PEN 6,745.85Year 6: interest PEN 15,980.73, principal PEN 7,305.75Year 7: interest PEN 15,374.37, principal PEN 7,912.11Year 8: interest PEN 14,717.66, principal PEN 8,568.82Year 9: interest PEN 14,006.44, principal PEN 9,280.04Year 10: interest PEN 13,236.20, principal PEN 10,050.28Year 11: interest PEN 12,402.04, principal PEN 10,884.44Year 12: interest PEN 11,498.65, principal PEN 11,787.83Year 13: interest PEN 10,520.26, principal PEN 12,766.22Year 14: interest PEN 9,460.67, principal PEN 13,825.81Year 15: interest PEN 8,313.14, principal PEN 14,973.34Year 16: interest PEN 7,070.36, principal PEN 16,216.12Year 17: interest PEN 5,724.40, principal PEN 17,562.08Year 18: interest PEN 4,266.79, principal PEN 19,019.69Year 19: interest PEN 2,688.17, principal PEN 20,598.31Year 20: interest PEN 978.50, principal PEN 22,308.61per yearper month6,00012,00018,00024,0008001,6002,400Year 55Year 1010Year 1515Year 2020

Year

Show what happens if rates rise

If the floating rate rises

The promotional period stays the same; only the floating rate goes up.

Show yearly schedule

Yearly schedule

Scroll sideways to see the whole table