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Pakistan · PKR

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HomeCalc

Mortgage calculator for Pakistan

See what you pay each month, and how the payment moves when the rate changes.

No local legal figures for Pakistan

HomeCalc has no data on fees, taxes or lending limits in Pakistan. The loan maths and PKR formatting still work. Every fee starts at 0: enter your own, then check them with your lender or a local adviser.

Your loan

Example values: replace them with your own.

PKR
PKR
20% of the price · Loan PKR 2,960,000
years
240 months
Interest rates
%
months
%
Base rate plus margin, as your bank quotes it
Repayment method

The same payment every month within each rate period

Prepayment
PKR
%
Default in month 24: 0% of the amount prepaid. Change it to match your loan contract.
After prepaying

Results

Monthly payment

PKR 34,679

Pakistan · PKR · Basic: fees entered by you

Highest payment
PKR 34,680
Total interest
PKR 5,362,875
Total paidPrincipal plus interest
PKR 8,322,875

Note

HomeCalc works out the loan and adds up the fees you enter. It provides no legal figures for Pakistan: no fees, taxes or lending limits. It is not financial, legal or tax advice. Before you decide, check every figure with your lender or a licensed adviser in Pakistan. This site never stores the numbers you enter; they live only in the page address.

The monthly rate is the annual rate spread evenly over the months; amounts are rounded to the smallest unit of PKR. Lenders in Pakistan may work out interest differently.

The link carries only the numbers you entered. The site keeps no copy of them.

Next: home-buying costs

Interest and principal by year

  • Interest
  • Principal
  • Monthly payment
Interest and principal by yearStacked bars for 20 years showing interest and principal paid each year, with a line for the monthly payment, starting at PKR 34,679. Exact figures are in the schedule table.Year 1: interest PKR 382,863, principal PKR 33,280Year 2: interest PKR 378,270, principal PKR 37,874Year 3: interest PKR 373,042, principal PKR 43,102Year 4: interest PKR 367,092, principal PKR 49,051Year 5: interest PKR 360,322, principal PKR 55,822Year 6: interest PKR 352,616, principal PKR 63,527Year 7: interest PKR 343,847, principal PKR 72,296Year 8: interest PKR 333,868, principal PKR 82,276Year 9: interest PKR 322,511, principal PKR 93,632Year 10: interest PKR 309,587, principal PKR 106,556Year 11: interest PKR 294,879, principal PKR 121,265Year 12: interest PKR 278,140, principal PKR 138,003Year 13: interest PKR 259,092, principal PKR 157,052Year 14: interest PKR 237,413, principal PKR 178,730Year 15: interest PKR 212,743, principal PKR 203,401Year 16: interest PKR 184,667, principal PKR 231,477Year 17: interest PKR 152,715, principal PKR 263,428Year 18: interest PKR 116,354, principal PKR 299,790Year 19: interest PKR 74,973, principal PKR 341,171Year 20: interest PKR 27,880, principal PKR 388,265per yearper month150,000300,000450,000600,00015,00030,00045,000Year 55Year 1010Year 1515Year 2020

Year

Show what happens if rates rise

If the floating rate rises

The promotional period stays the same; only the floating rate goes up.

Show yearly schedule

Yearly schedule

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