Skip to main content

Country or region

Malaysia · MYR

Switching keeps your loan term and resets the amounts to that market's example. Use your browser's Back button to undo.

HomeCalc

Mortgage calculator for Malaysia

See what you pay each month, and how the payment moves when the rate changes.

No local legal figures for Malaysia

HomeCalc has no data on fees, taxes or lending limits in Malaysia. The loan maths and MYR formatting still work. Every fee starts at 0: enter your own, then check them with your lender or a local adviser.

Your loan

Example values: replace them with your own.

MYR
MYR
20% of the price · Loan MYR 368,000.00
years
240 months
Interest rates
%
months
%
Base rate plus margin, as your bank quotes it
Repayment method

The same payment every month within each rate period

Prepayment
MYR
%
Default in month 24: 0% of the amount prepaid. Change it to match your loan contract.
After prepaying

Results

Monthly payment

MYR 2,328.15

Malaysia · MYR · Basic: fees entered by you

Highest payment
MYR 2,328.15
Total interest
MYR 190,755.88
Total paidPrincipal plus interest
MYR 558,755.88

Note

HomeCalc works out the loan and adds up the fees you enter. It provides no legal figures for Malaysia: no fees, taxes or lending limits. It is not financial, legal or tax advice. Before you decide, check every figure with your lender or a licensed adviser in Malaysia. This site never stores the numbers you enter; they live only in the page address.

The monthly rate is the annual rate spread evenly over the months; amounts are rounded to the smallest unit of MYR. Lenders in Malaysia may work out interest differently.

The link carries only the numbers you entered. The site keeps no copy of them.

Next: home-buying costs

Interest and principal by year

  • Interest
  • Principal
  • Monthly payment
Interest and principal by yearStacked bars for 20 years showing interest and principal paid each year, with a line for the monthly payment, starting at MYR 2,328.15. Exact figures are in the schedule table.Year 1: interest MYR 16,322.39, principal MYR 11,615.41Year 2: interest MYR 15,788.77, principal MYR 12,149.03Year 3: interest MYR 15,230.63, principal MYR 12,707.17Year 4: interest MYR 14,646.87, principal MYR 13,290.93Year 5: interest MYR 14,036.29, principal MYR 13,901.51Year 6: interest MYR 13,397.66, principal MYR 14,540.14Year 7: interest MYR 12,729.69, principal MYR 15,208.11Year 8: interest MYR 12,031.02, principal MYR 15,906.78Year 9: interest MYR 11,300.28, principal MYR 16,637.52Year 10: interest MYR 10,535.96, principal MYR 17,401.84Year 11: interest MYR 9,736.50, principal MYR 18,201.30Year 12: interest MYR 8,900.33, principal MYR 19,037.47Year 13: interest MYR 8,025.77, principal MYR 19,912.03Year 14: interest MYR 7,111.02, principal MYR 20,826.78Year 15: interest MYR 6,154.23, principal MYR 21,783.57Year 16: interest MYR 5,153.52, principal MYR 22,784.28Year 17: interest MYR 4,106.80, principal MYR 23,831.00Year 18: interest MYR 3,012.00, principal MYR 24,925.80Year 19: interest MYR 1,866.91, principal MYR 26,070.89Year 20: interest MYR 669.24, principal MYR 27,268.44per yearper month8,00016,00024,00032,0008001,6002,400Year 55Year 1010Year 1515Year 2020

Year

Show what happens if rates rise

If the floating rate rises

The promotional period stays the same; only the floating rate goes up.

Show yearly schedule

Yearly schedule

Scroll sideways to see the whole table