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Guatemala · GTQ

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HomeCalc

Mortgage calculator for Guatemala

See what you pay each month, and how the payment moves when the rate changes.

No local legal figures for Guatemala

HomeCalc has no data on fees, taxes or lending limits in Guatemala. The loan maths and GTQ formatting still work. Every fee starts at 0: enter your own, then check them with your lender or a local adviser.

Your loan

Example values: replace them with your own.

GTQ
GTQ
20% of the price · Loan GTQ 312,000.00
years
240 months
Interest rates
%
months
%
Base rate plus margin, as your bank quotes it
Repayment method

The same payment every month within each rate period

Prepayment
GTQ
%
Default in month 24: 0% of the amount prepaid. Change it to match your loan contract.
After prepaying

Results

Monthly payment

GTQ 2,807.14

Guatemala · GTQ · Basic: fees entered by you

Highest payment
GTQ 2,810.63
Total interest
GTQ 361,717.09
Total paidPrincipal plus interest
GTQ 673,717.09

Note

HomeCalc works out the loan and adds up the fees you enter. It provides no legal figures for Guatemala: no fees, taxes or lending limits. It is not financial, legal or tax advice. Before you decide, check every figure with your lender or a licensed adviser in Guatemala. This site never stores the numbers you enter; they live only in the page address.

The monthly rate is the annual rate spread evenly over the months; amounts are rounded to the smallest unit of GTQ. Lenders in Guatemala may work out interest differently.

The link carries only the numbers you entered. The site keeps no copy of them.

Next: home-buying costs

Interest and principal by year

  • Interest
  • Principal
  • Monthly payment
Interest and principal by yearStacked bars for 20 years showing interest and principal paid each year, with a line for the monthly payment, starting at GTQ 2,807.14. Exact figures are in the schedule table.Year 1: interest GTQ 27,842.90, principal GTQ 5,842.78Year 2: interest GTQ 27,294.81, principal GTQ 6,390.87Year 3: interest GTQ 26,695.29, principal GTQ 6,990.39Year 4: interest GTQ 26,039.53, principal GTQ 7,646.15Year 5: interest GTQ 25,322.28, principal GTQ 8,363.40Year 6: interest GTQ 24,537.74, principal GTQ 9,147.94Year 7: interest GTQ 23,679.60, principal GTQ 10,006.08Year 8: interest GTQ 22,740.94, principal GTQ 10,944.74Year 9: interest GTQ 21,714.27, principal GTQ 11,971.41Year 10: interest GTQ 20,591.27, principal GTQ 13,094.41Year 11: interest GTQ 19,362.91, principal GTQ 14,322.77Year 12: interest GTQ 18,019.33, principal GTQ 15,666.35Year 13: interest GTQ 16,549.73, principal GTQ 17,135.95Year 14: interest GTQ 14,942.25, principal GTQ 18,743.43Year 15: interest GTQ 13,183.98, principal GTQ 20,501.70Year 16: interest GTQ 11,260.80, principal GTQ 22,424.88Year 17: interest GTQ 9,157.17, principal GTQ 24,528.51Year 18: interest GTQ 6,856.25, principal GTQ 26,829.43Year 19: interest GTQ 4,339.46, principal GTQ 29,346.22Year 20: interest GTQ 1,586.58, principal GTQ 32,102.59per yearper month10,00020,00030,00040,0001,0002,0003,000Year 55Year 1010Year 1515Year 2020

Year

Show what happens if rates rise

If the floating rate rises

The promotional period stays the same; only the floating rate goes up.

Show yearly schedule

Yearly schedule

Scroll sideways to see the whole table