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Costa Rica · CRC

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HomeCalc

Mortgage calculator for Costa Rica

See what you pay each month, and how the payment moves when the rate changes.

No local legal figures for Costa Rica

HomeCalc has no data on fees, taxes or lending limits in Costa Rica. The loan maths and CRC formatting still work. Every fee starts at 0: enter your own, then check them with your lender or a local adviser.

Your loan

Example values: replace them with your own.

CRC
CRC
20% of the price · Loan CRC 60,000,000.00
years
240 months
Interest rates
%
months
%
Base rate plus margin, as your bank quotes it
Repayment method

The same payment every month within each rate period

Prepayment
CRC
%
Default in month 24: 0% of the amount prepaid. Change it to match your loan contract.
After prepaying

Results

Monthly payment

CRC 539,835.57

Costa Rica · CRC · Basic: fees entered by you

Highest payment
CRC 539,837.88
Total interest
CRC 69,560,539.11
Total paidPrincipal plus interest
CRC 129,560,539.11

Note

HomeCalc works out the loan and adds up the fees you enter. It provides no legal figures for Costa Rica: no fees, taxes or lending limits. It is not financial, legal or tax advice. Before you decide, check every figure with your lender or a licensed adviser in Costa Rica. This site never stores the numbers you enter; they live only in the page address.

The monthly rate is the annual rate spread evenly over the months; amounts are rounded to the smallest unit of CRC. Lenders in Costa Rica may work out interest differently.

The link carries only the numbers you entered. The site keeps no copy of them.

Next: home-buying costs

Interest and principal by year

  • Interest
  • Principal
  • Monthly payment
Interest and principal by yearStacked bars for 20 years showing interest and principal paid each year, with a line for the monthly payment, starting at CRC 539,835.57. Exact figures are in the schedule table.Year 1: interest CRC 5,354,400.68, principal CRC 1,123,626.16Year 2: interest CRC 5,248,996.79, principal CRC 1,229,030.05Year 3: interest CRC 5,133,705.32, principal CRC 1,344,321.52Year 4: interest CRC 5,007,598.68, principal CRC 1,470,428.16Year 5: interest CRC 4,869,662.38, principal CRC 1,608,364.46Year 6: interest CRC 4,718,786.70, principal CRC 1,759,240.14Year 7: interest CRC 4,553,757.82, principal CRC 1,924,269.02Year 8: interest CRC 4,373,248.12, principal CRC 2,104,778.72Year 9: interest CRC 4,175,805.37, principal CRC 2,302,221.47Year 10: interest CRC 3,959,841.12, principal CRC 2,518,185.72Year 11: interest CRC 3,723,617.93, principal CRC 2,754,408.91Year 12: interest CRC 3,465,235.37, principal CRC 3,012,791.47Year 13: interest CRC 3,182,614.76, principal CRC 3,295,412.08Year 14: interest CRC 2,873,482.38, principal CRC 3,604,544.46Year 15: interest CRC 2,535,351.21, principal CRC 3,942,675.63Year 16: interest CRC 2,165,501.07, principal CRC 4,312,525.77Year 17: interest CRC 1,760,956.39, principal CRC 4,717,070.45Year 18: interest CRC 1,318,462.66, principal CRC 5,159,564.18Year 19: interest CRC 834,459.93, principal CRC 5,643,566.91Year 20: interest CRC 305,054.43, principal CRC 6,172,974.72per yearper month2 million4 million6 million8 million200,000400,000600,000Year 55Year 1010Year 1515Year 2020

Year

Show what happens if rates rise

If the floating rate rises

The promotional period stays the same; only the floating rate goes up.

Show yearly schedule

Yearly schedule

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