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Colombia · COP

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HomeCalc

Mortgage calculator for Colombia

See what you pay each month, and how the payment moves when the rate changes.

No local legal figures for Colombia

HomeCalc has no data on fees, taxes or lending limits in Colombia. The loan maths and COP formatting still work. Every fee starts at 0: enter your own, then check them with your lender or a local adviser.

Your loan

Example values: replace them with your own.

COP
COP
20% of the price · Loan COP 224,000,000
years
240 months
Interest rates
%
months
%
Base rate plus margin, as your bank quotes it
Repayment method

The same payment every month within each rate period

Prepayment
COP
%
Default in month 24: 0% of the amount prepaid. Change it to match your loan contract.
After prepaying

Results

Monthly payment

COP 2,466,433

Colombia · COP · Basic: fees entered by you

Highest payment
COP 2,466,433
Total interest
COP 367,943,905
Total paidPrincipal plus interest
COP 591,943,905

Note

HomeCalc works out the loan and adds up the fees you enter. It provides no legal figures for Colombia: no fees, taxes or lending limits. It is not financial, legal or tax advice. Before you decide, check every figure with your lender or a licensed adviser in Colombia. This site never stores the numbers you enter; they live only in the page address.

The monthly rate is the annual rate spread evenly over the months; amounts are rounded to the smallest unit of COP. Lenders in Colombia may work out interest differently.

The link carries only the numbers you entered. The site keeps no copy of them.

Next: home-buying costs

Interest and principal by year

  • Interest
  • Principal
  • Monthly payment
Interest and principal by yearStacked bars for 20 years showing interest and principal paid each year, with a line for the monthly payment, starting at COP 2,466,433. Exact figures are in the schedule table.Year 1: interest COP 26,725,459, principal COP 2,871,736Year 2: interest COP 26,361,251, principal COP 3,235,945Year 3: interest COP 25,950,852, principal COP 3,646,343Year 4: interest COP 25,488,404, principal COP 4,108,791Year 5: interest COP 24,967,307, principal COP 4,629,888Year 6: interest COP 24,380,121, principal COP 5,217,074Year 7: interest COP 23,718,466, principal COP 5,878,730Year 8: interest COP 22,972,896, principal COP 6,624,300Year 9: interest COP 22,132,768, principal COP 7,464,427Year 10: interest COP 21,186,092, principal COP 8,411,103Year 11: interest COP 20,119,354, principal COP 9,477,841Year 12: interest COP 18,917,326, principal COP 10,679,869Year 13: interest COP 17,562,852, principal COP 12,034,344Year 14: interest COP 16,036,596, principal COP 13,560,600Year 15: interest COP 14,316,772, principal COP 15,280,423Year 16: interest COP 12,378,832, principal COP 17,218,363Year 17: interest COP 10,195,113, principal COP 19,402,082Year 18: interest COP 7,734,443, principal COP 21,862,752Year 19: interest COP 4,961,699, principal COP 24,635,496Year 20: interest COP 1,837,301, principal COP 27,759,893per yearper month8 million16 million24 million32 million1 million2 million3 millionYear 55Year 1010Year 1515Year 2020

Year

Show what happens if rates rise

If the floating rate rises

The promotional period stays the same; only the floating rate goes up.

Show yearly schedule

Yearly schedule

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