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Chile · CLP

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HomeCalc

Mortgage calculator for Chile

See what you pay each month, and how the payment moves when the rate changes.

No local legal figures for Chile

HomeCalc has no data on fees, taxes or lending limits in Chile. The loan maths and CLP formatting still work. Every fee starts at 0: enter your own, then check them with your lender or a local adviser.

Your loan

Example values: replace them with your own.

CLP
CLP
20% of the price · Loan CLP 104,000,000
years
240 months
Interest rates
%
months
%
Base rate plus margin, as your bank quotes it
Repayment method

The same payment every month within each rate period

Prepayment
CLP
%
Default in month 24: 0% of the amount prepaid. Change it to match your loan contract.
After prepaying

Results

Monthly payment

CLP 657,955

Chile · CLP · Basic: fees entered by you

Highest payment
CLP 658,084
Total interest
CLP 53,909,329
Total paidPrincipal plus interest
CLP 157,909,329

Note

HomeCalc works out the loan and adds up the fees you enter. It provides no legal figures for Chile: no fees, taxes or lending limits. It is not financial, legal or tax advice. Before you decide, check every figure with your lender or a licensed adviser in Chile. This site never stores the numbers you enter; they live only in the page address.

The monthly rate is the annual rate spread evenly over the months; amounts are rounded to the smallest unit of CLP. Lenders in Chile may work out interest differently.

The link carries only the numbers you entered. The site keeps no copy of them.

Next: home-buying costs

Interest and principal by year

  • Interest
  • Principal
  • Monthly payment
Interest and principal by yearStacked bars for 20 years showing interest and principal paid each year, with a line for the monthly payment, starting at CLP 657,955. Exact figures are in the schedule table.Year 1: interest CLP 4,612,845, principal CLP 3,282,615Year 2: interest CLP 4,462,042, principal CLP 3,433,418Year 3: interest CLP 4,304,313, principal CLP 3,591,147Year 4: interest CLP 4,139,335, principal CLP 3,756,125Year 5: interest CLP 3,966,779, principal CLP 3,928,681Year 6: interest CLP 3,786,294, principal CLP 4,109,166Year 7: interest CLP 3,597,521, principal CLP 4,297,939Year 8: interest CLP 3,400,074, principal CLP 4,495,386Year 9: interest CLP 3,193,559, principal CLP 4,701,901Year 10: interest CLP 2,977,553, principal CLP 4,917,907Year 11: interest CLP 2,751,625, principal CLP 5,143,835Year 12: interest CLP 2,515,320, principal CLP 5,380,140Year 13: interest CLP 2,268,156, principal CLP 5,627,304Year 14: interest CLP 2,009,640, principal CLP 5,885,820Year 15: interest CLP 1,739,246, principal CLP 6,156,214Year 16: interest CLP 1,456,430, principal CLP 6,439,030Year 17: interest CLP 1,160,622, principal CLP 6,734,838Year 18: interest CLP 851,226, principal CLP 7,044,234Year 19: interest CLP 527,612, principal CLP 7,367,848Year 20: interest CLP 189,137, principal CLP 7,706,452per yearper month2 million4 million6 million8 million250,000500,000750,000Year 55Year 1010Year 1515Year 2020

Year

Show what happens if rates rise

If the floating rate rises

The promotional period stays the same; only the floating rate goes up.

Show yearly schedule

Yearly schedule

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