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Algeria · DZD

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HomeCalc

Mortgage calculator for Algeria

See what you pay each month, and how the payment moves when the rate changes.

No local legal figures for Algeria

HomeCalc has no data on fees, taxes or lending limits in Algeria. The loan maths and DZD formatting still work. Every fee starts at 0: enter your own, then check them with your lender or a local adviser.

Your loan

Example values: replace them with your own.

DZD
DZD
20% of the price · Loan DZD 5,120,000.00
years
240 months
Interest rates
%
months
%
Base rate plus margin, as your bank quotes it
Repayment method

The same payment every month within each rate period

Prepayment
DZD
%
Default in month 24: 0% of the amount prepaid. Change it to match your loan contract.
After prepaying

Results

Monthly payment

DZD 36,681.27

Algeria · DZD · Basic: fees entered by you

Highest payment
DZD 36,681.29
Total interest
DZD 3,683,504.82
Total paidPrincipal plus interest
DZD 8,803,504.82

Note

HomeCalc works out the loan and adds up the fees you enter. It provides no legal figures for Algeria: no fees, taxes or lending limits. It is not financial, legal or tax advice. Before you decide, check every figure with your lender or a licensed adviser in Algeria. This site never stores the numbers you enter; they live only in the page address.

The monthly rate is the annual rate spread evenly over the months; amounts are rounded to the smallest unit of DZD. Lenders in Algeria may work out interest differently.

The link carries only the numbers you entered. The site keeps no copy of them.

Next: home-buying costs

Interest and principal by year

  • Interest
  • Principal
  • Monthly payment
Interest and principal by yearStacked bars for 20 years showing interest and principal paid each year, with a line for the monthly payment, starting at DZD 36,681.27. Exact figures are in the schedule table.Year 1: interest DZD 303,481.53, principal DZD 136,693.71Year 2: interest DZD 295,050.59, principal DZD 145,124.65Year 3: interest DZD 286,099.59, principal DZD 154,075.65Year 4: interest DZD 276,596.54, principal DZD 163,578.70Year 5: interest DZD 266,507.37, principal DZD 173,667.87Year 6: interest DZD 255,795.93, principal DZD 184,379.31Year 7: interest DZD 244,423.81, principal DZD 195,751.43Year 8: interest DZD 232,350.30, principal DZD 207,824.94Year 9: interest DZD 219,532.09, principal DZD 220,643.15Year 10: interest DZD 205,923.32, principal DZD 234,251.92Year 11: interest DZD 191,475.18, principal DZD 248,700.06Year 12: interest DZD 176,135.90, principal DZD 264,039.34Year 13: interest DZD 159,850.53, principal DZD 280,324.71Year 14: interest DZD 142,560.71, principal DZD 297,614.53Year 15: interest DZD 124,204.50, principal DZD 315,970.74Year 16: interest DZD 104,716.11, principal DZD 335,459.13Year 17: interest DZD 84,025.72, principal DZD 356,149.52Year 18: interest DZD 62,059.21, principal DZD 378,116.03Year 19: interest DZD 38,737.83, principal DZD 401,437.41Year 20: interest DZD 13,978.06, principal DZD 426,197.20per yearper month150,000300,000450,000600,00015,00030,00045,000Year 55Year 1010Year 1515Year 2020

Year

Show what happens if rates rise

If the floating rate rises

The promotional period stays the same; only the floating rate goes up.

Show yearly schedule

Yearly schedule

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