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Singapore · SGD

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HomeCalc

Rental yield calculator for Singapore

See what the rent returns each year, after the costs people tend to forget.

No local legal figures for Singapore

HomeCalc has no data on fees, taxes or lending limits in Singapore. The loan maths and SGD formatting still work. Every fee starts at 0: enter your own, then check them with your lender or a local adviser.

The home and the rent

Example values: replace them with your own.

SGD
The price you plan to pay.
SGD
What the tenant pays each month.

Results

Net rental yield

3.42%

per year, on price plus buyer costs

Singapore · SGD

Gross rental yield
4.80%
Net income per year
SGD 34,160.00

The same SGD 1,000,000.00 in a deposit at 0% earns SGD 0.00 a year.

BreakdownNet income: SGD 34,160.00
Rent collected
SGD 44,160.00
Property management fee
SGD 0.00
Upkeep reserve
SGD 10,000.00
Tax on rental income
SGD 0.00
Net income
SGD 34,160.00
Buyer costs
SGD 0.00
Price plus buyer costs
SGD 1,000,000.00

Net yield is the year's rent collected, minus the property management fee, upkeep and tax, divided by price plus buyer costs. Gross yield is the year's rent divided by price.

Note

HomeCalc works out the loan and adds up the fees you enter. It provides no legal figures for Singapore: no fees, taxes or lending limits. It is not financial, legal or tax advice. Before you decide, check every figure with your lender or a licensed adviser in Singapore. This site never stores the numbers you enter; they live only in the page address.

Assumptions you can change

  • Vacancy rate

    8%

    Assumption

    The share of the year the home has no tenant.

  • Property management fee

    0%

    Assumption

    Enter it if you pay a manager.

  • Upkeep reserve

    1%

    Assumption

    The share of the price set aside each year for repairs and replacements.

  • Deposit rate

    0%

    AssumptionProvisional

    What the same cash would earn each year in a deposit.

  • Buyer costs

    SGD 0.00

    From the home-buying costs tool

    The taxes and fees the buyer pays on the purchase, from the home-buying costs tool.

Tax assumptionsTax on rental incomeSGD 0.00
  • VAT on rent

    0%

    No source yet. This is a provisional value.Provisional

    The share of the whole year's rent, counted only when the rent passes the threshold.

  • Personal income tax on rent

    0%

    No source yet. This is a provisional value.Provisional

    The share of the rent above the threshold.

  • Tax threshold

    SGD 0.00

    No source yet. This is a provisional value.Provisional

    If the year's rent does not pass this amount, neither tax is due.

Tax counted: the year's rent passes the threshold.

Tax = 0% of the whole year's rent + 0% of the part above SGD 0.00. If the year's rent does not pass SGD 0.00, there is no tax.

The link carries only the numbers you entered. The site keeps no copy of them.

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