Rent or buy in Austria? Compare the cost
Compare the total cost of buying a home with renting one over the same period.
No local legal figures for Austria
HomeCalc has no data on fees, taxes or lending limits in Austria. The loan maths and EUR formatting still work. Every fee starts at 0: enter your own, then check them with your lender or a local adviser.
Results
Over 10 years, buying costs €69,319.50 less than renting under these assumptions.
Austria · EUR
BreakdownCost of owning: €146,680.50 · Renting: €216,000.00
Owning
- Interest paid
- €101,680.50
- Deposit interest forgone on the down payment and buyer costs
- €0.00
- Buyer costs
- €0.00
- Upkeep reserve
- €45,000.00
- Resale costs
- €0.00
- Less: value gained
- -€0.00
- Cost of owning
- €146,680.50
Renting
- Rent paid over 10 years (rising 0% a year)
- €216,000.00
Principal repaid builds your equity, so it is not counted as a cost.
Growth rates and the deposit rate are assumptions, not forecasts. If you change them above, the sentence changes too.
Note
HomeCalc works out the loan and adds up the fees you enter. It provides no legal figures for Austria: no fees, taxes or lending limits. It is not financial, legal or tax advice. Before you decide, check every figure with your lender or a licensed adviser in Austria. This site never stores the numbers you enter; they live only in the page address.
Assumptions you can change
Home price growth per year
0%
AssumptionProvisional
The assumed change in the home's price each year. It can be negative. This is an assumption, not a forecast.
Rent growth per year
0%
AssumptionProvisional
The assumed rise in rent each year. This is an assumption, not a forecast.
Deposit rate
0%
AssumptionProvisional
What the same cash would earn each year in a deposit. This is an assumption, not a forecast.
Upkeep reserve
1%
Assumption
The share of the price set aside each year for repairs and replacements. This is an assumption, not a forecast.
Resale costs
0%
No source yet. This is a provisional value.Provisional
Taxes and the brokerage fee when you sell at the end, on the expected sale price.
Buyer costs
€0.00
From the home-buying costs tool
The taxes and fees the buyer pays on the purchase, from the home-buying costs tool.
The link carries only the numbers you entered. The site keeps no copy of them.