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Angola · AOA

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HomeCalc

Rent or buy in Angola? Compare the cost

Compare the total cost of buying a home with renting one over the same period.

No local legal figures for Angola

HomeCalc has no data on fees, taxes or lending limits in Angola. The loan maths and AOA formatting still work. Every fee starts at 0: enter your own, then check them with your lender or a local adviser.

The home and the rent

Example values: replace them with your own.

AOA
The price you plan to pay.
AOA
20% of the price
AOA
What the tenant pays each month.
years
How long you expect to live in or hold the home.
LoanLoan: 20 years at 20% a year
years
%
One rate for the whole loan. For a promotional rate that later becomes a floating rate, use the mortgage calculator.

Monthly payment: AOA 366,946.12

Results

Over 10 years, buying costs AOA 30,921,131.19 more than renting under these assumptions.

Angola · AOA

BreakdownCost of owning: AOA 44,121,131.19 · Renting: AOA 13,200,000.00

Owning

Interest paid
AOA 41,421,131.19
Deposit interest forgone on the down payment and buyer costs
AOA 0.00
Buyer costs
AOA 0.00
Upkeep reserve
AOA 2,700,000.00
Resale costs
AOA 0.00
Less: value gained
-AOA 0.00
Cost of owning
AOA 44,121,131.19

Renting

Rent paid over 10 years (rising 0% a year)
AOA 13,200,000.00

Principal repaid builds your equity, so it is not counted as a cost.

Growth rates and the deposit rate are assumptions, not forecasts. If you change them above, the sentence changes too.

Note

HomeCalc works out the loan and adds up the fees you enter. It provides no legal figures for Angola: no fees, taxes or lending limits. It is not financial, legal or tax advice. Before you decide, check every figure with your lender or a licensed adviser in Angola. This site never stores the numbers you enter; they live only in the page address.

Assumptions you can change

  • Home price growth per year

    0%

    AssumptionProvisional

    The assumed change in the home's price each year. It can be negative. This is an assumption, not a forecast.

  • Rent growth per year

    0%

    AssumptionProvisional

    The assumed rise in rent each year. This is an assumption, not a forecast.

  • Deposit rate

    0%

    AssumptionProvisional

    What the same cash would earn each year in a deposit. This is an assumption, not a forecast.

  • Upkeep reserve

    1%

    Assumption

    The share of the price set aside each year for repairs and replacements. This is an assumption, not a forecast.

  • Resale costs

    0%

    No source yet. This is a provisional value.Provisional

    Taxes and the brokerage fee when you sell at the end, on the expected sale price.

  • Buyer costs

    AOA 0.00

    From the home-buying costs tool

    The taxes and fees the buyer pays on the purchase, from the home-buying costs tool.

    See the cost details

The link carries only the numbers you entered. The site keeps no copy of them.

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