Home-buying costs
Every fee and tax on a home purchase, who usually pays it and the law behind it.
Figures follow Japanese law and Tokyo's rules, with every source cited and dated.
Results
Total the buyer needs to budget
¥51,726,000
Home price plus everything the buyer pays
Japan · Tokyo (23 wards) · JPY
- Paid by the buyer
- ¥1,726,000
- Paid by the seller
- ¥1,726,000
The price entered is the price in the sale contract. On a new home it already includes consumption tax (消費税) on the building.
Not known yet, so we assume: land assessed value not entered, so the land tax lines show 0 and building assessed value not entered, so the building tax lines show 0.
Note
Every figure on this page is an estimate based on the values you entered and on defaults from Japanese national law, Tokyo's rules and common market practice, each as of the date shown next to it. This is not financial, legal or tax advice. The real amounts come from the tax notices, the judicial scrivener's (司法書士) bill and your lender's offer when you buy; check them before you sign. The site does not store the numbers you enter; they stay in the page address.
Line by line
| Fee | Basis | Paid by | Amount | Source and edit |
|---|---|---|---|---|
Paid by the buyerGroup subtotal: ¥1,726,000 | ||||
| National tax for registering you as owner of the land, paid when the judicial scrivener files the transfer. A reduced rate applies to a purchase until a set date. | 1.5% × assessed value of the land | Buyer | ¥0 | |
| Transfer of ownership on a resale, first registration on a new build. The reduced rates need a home you will live in and a housing certificate from the city office. | 0.3% × assessed value of the building | Buyer | ¥0 | |
| The prefecture bills this once, a few months after you take ownership. The figure includes the standard reduction for land under a home you live in; a larger floor area can bring it lower. | 3% × half the assessed value of the land | Buyer | ¥0 | |
| Billed with the land tax. A home you live in gets a large deduction, so this is often 0. An older resale home gets a smaller deduction; edit the line if so. | 3% × assessed value of the building, less the deduction | Buyer | ¥0 | |
| A revenue stamp on the copy of the contract you keep, a fixed amount by price band. Set it to 0 if you keep only a photocopy. | Tiered by contract value | Buyer | ¥10,000 | |
| The most the law lets a broker charge you, consumption tax included. Brokers usually ask for the cap, but it can be negotiated. Only on a resale. | Tiered by contract value | Buyer | ¥1,716,000 | |
| Prepares and files the ownership and mortgage registrations. The fee is by agreement; enter the amount from the quote. | Enter the amount you were quoted | Buyer | ¥0 | |
| Fire insuranceLenders require it on the building. Paid up front for several years at a time; enter the premium from the quote. | Enter the amount you were quoted | Buyer | ¥0 | |
| The seller is billed for the whole year. The contract usually has you repay the share from the handover date; enter that amount. | Enter the amount you were quoted | Buyer | ¥0 | |
Paid by the sellerGroup subtotal: ¥1,726,000 | ||||
| The seller stamps the copy they keep, the same amount as the buyer's. | Tiered by contract value | Seller | ¥10,000 | |
| The seller pays their own broker, under the same legal cap. Only on a resale. | Tiered by contract value | Seller | ¥1,716,000 | |
The link carries only the numbers you entered. The site keeps no copy of them.