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India · INR

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HomeCalc

How much home can I afford in India?

See what price your income can carry. The loan is sized at a stress rate, not the promotional rate.

No local legal figures for India

HomeCalc has no data on fees, taxes or lending limits in India. The loan maths and INR formatting still work. Every fee starts at 0: enter your own, then check them with your lender or a local adviser.

Your income and loan

Example values: replace them with your own.

₹
Total monthly income of everyone on the loan.
₹
Current payments such as other loans, cards and instalments. Leave empty if none.
₹
The part of the price you pay yourself, without borrowing.
years
%
The rate you expect to pay after any promotional period, or if rates rise. Results use this rate, never the promotional rate.
%
The largest share of your income that all monthly debt payments may take, the new loan included.We have no standard figure for this market yet. Enter the limit your lender uses.

Results

Enter maximum debt-to-income ratio (DTI) and maximum loan-to-value (LTV) to see the price your income supports.

Note

HomeCalc works out the loan and adds up the fees you enter. It provides no legal figures for India: no fees, taxes or lending limits. It is not financial, legal or tax advice. Before you decide, check every figure with your lender or a licensed adviser in India. This site never stores the numbers you enter; they live only in the page address.

Assumptions you can change

Maximum loan-to-value (LTV)

We have no standard figure for this market yet. Enter the limit your lender uses.

The largest share of the price a lender will lend. With a small down payment, this cap can limit the price before your income does.

%

The link carries only the numbers you entered. The site keeps no copy of them.