Home-buying costs
Every fee and tax on a home purchase, who usually pays it and the law behind it.
Figures follow German federal and state law, with every source cited and dated.
Results
Total the buyer needs to budget
€555,115.45
Home price plus everything the buyer pays
Germany · North Rhine-Westphalia (Nordrhein-Westfalen) · EUR
- Paid by the buyer
- €55,115.45
- Paid by the seller
- €17,850.00
The price entered is the price in the notarised purchase contract.
Note
Every figure on this page is an estimate based on the values you entered and on defaults from German federal law, the selected state's law and market practice, each as of the date shown next to it. This is not financial, legal or tax advice. The real amounts come from the notary's (Notar) bill, the tax office's notice and your lender's offer when you buy; check them before you sign. The site does not store the numbers you enter; they stay in the page address.
Line by line
| Fee | Basis | Paid by | Amount | Source and edit |
|---|---|---|---|---|
Paid by the buyerGroup subtotal: €55,115.45 | ||||
| A one-time tax on the price at the state's rate. By law buyer and seller both owe it; the contract almost always makes the buyer pay. | 6.5% × contract price | Buyer | €32,500.00 | |
| Fees set by federal law on the price: recording the contract, handling the transfer paperwork and checking when payment is due. The buyer pays, plus VAT. | contract price | Buyer | €3,337.95 | |
| Postage, copies and land register searches. They vary by case; enter the amount on the notary's bill or estimate. | Enter the amount you were quoted | Buyer | €0.00 | |
| The land registry at the local court enters you as owner, after first reserving the home for you with a priority notice of conveyance (Auflassungsvormerkung). Court fees on the price, with no VAT. | contract price | Buyer | €1,402.50 | |
| A fixed court fee for removing the priority notice once you are entered as owner. | Fixed amount | Buyer | €25.00 | |
| Only when a broker is involved; enter 0 if not. When a broker acts for both sides on a flat or a house, buyer and seller pay equal shares. The default is market practice. | 3.57% × contract price | Buyer | €17,850.00 | |
Paid by the sellerGroup subtotal: €17,850.00 | ||||
| The seller's equal share under the same split. The default is market practice and negotiable. | 3.57% × contract price | Seller | €17,850.00 | |
The link carries only the numbers you entered. The site keeps no copy of them.