Skip to main content

Country or region

Türkiye · TRY

Switching keeps your loan term and resets the amounts to that market's example. Use your browser's Back button to undo.

HomeCalc

Mortgage calculator for Türkiye

See what you pay each month, and how the payment moves when the rate changes.

No local legal figures for Türkiye

HomeCalc has no data on fees, taxes or lending limits in Türkiye. The loan maths and TRY formatting still work. Every fee starts at 0: enter your own, then check them with your lender or a local adviser.

Your loan

Example values: replace them with your own.

TRY
TRY
20% of the price · Loan TRY 4,480,000.00
years
240 months
Interest rates
%
months
%
Base rate plus margin, as your bank quotes it
Repayment method

The same payment every month within each rate period

Prepayment
TRY
%
Default in month 24: 0% of the amount prepaid. Change it to match your loan contract.
After prepaying

Results

Monthly payment

TRY 149,390.43

Türkiye · TRY · Basic: fees entered by you

Highest payment
TRY 149,496.67
Total interest
TRY 31,373,809.44
Total paidPrincipal plus interest
TRY 35,853,809.44

Note

HomeCalc works out the loan and adds up the fees you enter. It provides no legal figures for Türkiye: no fees, taxes or lending limits. It is not financial, legal or tax advice. Before you decide, check every figure with your lender or a licensed adviser in Türkiye. This site never stores the numbers you enter; they live only in the page address.

The monthly rate is the annual rate spread evenly over the months; amounts are rounded to the smallest unit of TRY. Lenders in Türkiye may work out interest differently.

The link carries only the numbers you entered. The site keeps no copy of them.

Next: home-buying costs

Interest and principal by year

  • Interest
  • Principal
  • Monthly payment
Interest and principal by yearStacked bars for 20 years showing interest and principal paid each year, with a line for the monthly payment, starting at TRY 149,390.43. Exact figures are in the schedule table.Year 1: interest TRY 1,791,859.32, principal TRY 825.84Year 2: interest TRY 1,791,461.18, principal TRY 1,223.98Year 3: interest TRY 1,790,871.08, principal TRY 1,814.08Year 4: interest TRY 1,789,996.44, principal TRY 2,688.72Year 5: interest TRY 1,788,700.14, principal TRY 3,985.02Year 6: interest TRY 1,786,778.86, principal TRY 5,906.30Year 7: interest TRY 1,783,931.26, principal TRY 8,753.90Year 8: interest TRY 1,779,710.79, principal TRY 12,974.37Year 9: interest TRY 1,773,455.53, principal TRY 19,229.63Year 10: interest TRY 1,764,184.38, principal TRY 28,500.78Year 11: interest TRY 1,750,443.40, principal TRY 42,241.76Year 12: interest TRY 1,730,077.53, principal TRY 62,607.63Year 13: interest TRY 1,699,892.70, principal TRY 92,792.46Year 14: interest TRY 1,655,155.03, principal TRY 137,530.13Year 15: interest TRY 1,588,848.10, principal TRY 203,837.06Year 16: interest TRY 1,490,572.88, principal TRY 302,112.28Year 17: interest TRY 1,344,916.56, principal TRY 447,768.60Year 18: interest TRY 1,129,035.43, principal TRY 663,649.73Year 19: interest TRY 809,072.32, principal TRY 983,612.84Year 20: interest TRY 334,846.51, principal TRY 1,457,944.89per yearper month500,0001 million1.5 million2 million50,000100,000150,000Year 55Year 1010Year 1515Year 2020

Year

Show what happens if rates rise

If the floating rate rises

The promotional period stays the same; only the floating rate goes up.

Show yearly schedule

Yearly schedule

Scroll sideways to see the whole table