Skip to main content

Country or region

Serbia · RSD

Switching keeps your loan term and resets the amounts to that market's example. Use your browser's Back button to undo.

HomeCalc

Mortgage calculator for Serbia

See what you pay each month, and how the payment moves when the rate changes.

No local legal figures for Serbia

HomeCalc has no data on fees, taxes or lending limits in Serbia. The loan maths and RSD formatting still work. Every fee starts at 0: enter your own, then check them with your lender or a local adviser.

Your loan

Example values: replace them with your own.

RSD
RSD
20% of the price · Loan RSD 10,400,000.00
years
240 months
Interest rates
%
months
%
Base rate plus margin, as your bank quotes it
Repayment method

The same payment every month within each rate period

Prepayment
RSD
%
Default in month 24: 0% of the amount prepaid. Change it to match your loan contract.
After prepaying

Results

Monthly payment

RSD 74,508.83

Serbia · RSD · Basic: fees entered by you

Highest payment
RSD 74,508.96
Total interest
RSD 7,482,119.33
Total paidPrincipal plus interest
RSD 17,882,119.33

Note

HomeCalc works out the loan and adds up the fees you enter. It provides no legal figures for Serbia: no fees, taxes or lending limits. It is not financial, legal or tax advice. Before you decide, check every figure with your lender or a licensed adviser in Serbia. This site never stores the numbers you enter; they live only in the page address.

The monthly rate is the annual rate spread evenly over the months; amounts are rounded to the smallest unit of RSD. Lenders in Serbia may work out interest differently.

The link carries only the numbers you entered. The site keeps no copy of them.

Next: home-buying costs

Interest and principal by year

  • Interest
  • Principal
  • Monthly payment
Interest and principal by yearStacked bars for 20 years showing interest and principal paid each year, with a line for the monthly payment, starting at RSD 74,508.83. Exact figures are in the schedule table.Year 1: interest RSD 616,446.90, principal RSD 277,659.06Year 2: interest RSD 599,321.47, principal RSD 294,784.49Year 3: interest RSD 581,139.80, principal RSD 312,966.16Year 4: interest RSD 561,836.76, principal RSD 332,269.20Year 5: interest RSD 541,343.12, principal RSD 352,762.84Year 6: interest RSD 519,585.47, principal RSD 374,520.49Year 7: interest RSD 496,485.87, principal RSD 397,620.09Year 8: interest RSD 471,961.53, principal RSD 422,144.43Year 9: interest RSD 445,924.60, principal RSD 448,181.36Year 10: interest RSD 418,281.73, principal RSD 475,824.23Year 11: interest RSD 388,933.95, principal RSD 505,172.01Year 12: interest RSD 357,776.05, principal RSD 536,329.91Year 13: interest RSD 324,696.38, principal RSD 569,409.58Year 14: interest RSD 289,576.45, principal RSD 604,529.51Year 15: interest RSD 252,290.40, principal RSD 641,815.56Year 16: interest RSD 212,704.63, principal RSD 681,401.33Year 17: interest RSD 170,677.28, principal RSD 723,428.68Year 18: interest RSD 126,057.78, principal RSD 768,048.18Year 19: interest RSD 78,686.23, principal RSD 815,419.73Year 20: interest RSD 28,392.93, principal RSD 865,713.16per yearper month250,000500,000750,0001 million25,00050,00075,000Year 55Year 1010Year 1515Year 2020

Year

Show what happens if rates rise

If the floating rate rises

The promotional period stays the same; only the floating rate goes up.

Show yearly schedule

Yearly schedule

Scroll sideways to see the whole table