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Saudi Arabia · SAR

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HomeCalc

Mortgage calculator for Saudi Arabia

See what you pay each month, and how the payment moves when the rate changes.

No local legal figures for Saudi Arabia

HomeCalc has no data on fees, taxes or lending limits in Saudi Arabia. The loan maths and SAR formatting still work. Every fee starts at 0: enter your own, then check them with your lender or a local adviser.

Your loan

Example values: replace them with your own.

SAR
SAR
20% of the price · Loan SAR 880,000.00
years
240 months
Interest rates
%
months
%
Base rate plus margin, as your bank quotes it
Repayment method

The same payment every month within each rate period

Prepayment
SAR
%
Default in month 24: 0% of the amount prepaid. Change it to match your loan contract.
After prepaying

Results

Monthly payment

SAR 6,053.41

Saudi Arabia · SAR · Basic: fees entered by you

Highest payment
SAR 6,053.41
Total interest
SAR 572,817.55
Total paidPrincipal plus interest
SAR 1,452,817.55

Note

HomeCalc works out the loan and adds up the fees you enter. It provides no legal figures for Saudi Arabia: no fees, taxes or lending limits. It is not financial, legal or tax advice. Before you decide, check every figure with your lender or a licensed adviser in Saudi Arabia. This site never stores the numbers you enter; they live only in the page address.

The monthly rate is the annual rate spread evenly over the months; amounts are rounded to the smallest unit of SAR. Lenders in Saudi Arabia may work out interest differently.

The link carries only the numbers you entered. The site keeps no copy of them.

Next: home-buying costs

Interest and principal by year

  • Interest
  • Principal
  • Monthly payment
Interest and principal by yearStacked bars for 20 years showing interest and principal paid each year, with a line for the monthly payment, starting at SAR 6,053.41. Exact figures are in the schedule table.Year 1: interest SAR 47,779.46, principal SAR 24,861.46Year 2: interest SAR 46,377.10, principal SAR 26,263.82Year 3: interest SAR 44,895.64, principal SAR 27,745.28Year 4: interest SAR 43,330.58, principal SAR 29,310.34Year 5: interest SAR 41,677.23, principal SAR 30,963.69Year 6: interest SAR 39,930.65, principal SAR 32,710.27Year 7: interest SAR 38,085.54, principal SAR 34,555.38Year 8: interest SAR 36,136.33, principal SAR 36,504.59Year 9: interest SAR 34,077.17, principal SAR 38,563.75Year 10: interest SAR 31,901.89, principal SAR 40,739.03Year 11: interest SAR 29,603.89, principal SAR 43,037.03Year 12: interest SAR 27,176.26, principal SAR 45,464.66Year 13: interest SAR 24,611.69, principal SAR 48,029.23Year 14: interest SAR 21,902.47, principal SAR 50,738.45Year 15: interest SAR 19,040.43, principal SAR 53,600.49Year 16: interest SAR 16,016.93, principal SAR 56,623.99Year 17: interest SAR 12,822.90, principal SAR 59,818.02Year 18: interest SAR 9,448.69, principal SAR 63,192.23Year 19: interest SAR 5,884.15, principal SAR 66,756.77Year 20: interest SAR 2,118.55, principal SAR 70,521.52per yearper month20,00040,00060,00080,0002,5005,0007,500Year 55Year 1010Year 1515Year 2020

Year

Show what happens if rates rise

If the floating rate rises

The promotional period stays the same; only the floating rate goes up.

Show yearly schedule

Yearly schedule

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