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Oman · OMR

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HomeCalc

Mortgage calculator for Oman

See what you pay each month, and how the payment moves when the rate changes.

No local legal figures for Oman

HomeCalc has no data on fees, taxes or lending limits in Oman. The loan maths and OMR formatting still work. Every fee starts at 0: enter your own, then check them with your lender or a local adviser.

Your loan

Example values: replace them with your own.

OMR
OMR
20% of the price · Loan OMR 50,400.000
years
240 months
Interest rates
%
months
%
Base rate plus margin, as your bank quotes it
Repayment method

The same payment every month within each rate period

Prepayment
OMR
%
Default in month 24: 0% of the amount prepaid. Change it to match your loan contract.
After prepaying

Results

Monthly payment

OMR 346.695

Oman · OMR · Basic: fees entered by you

Highest payment
OMR 346.780
Total interest
OMR 32,806.885
Total paidPrincipal plus interest
OMR 83,206.885

Note

HomeCalc works out the loan and adds up the fees you enter. It provides no legal figures for Oman: no fees, taxes or lending limits. It is not financial, legal or tax advice. Before you decide, check every figure with your lender or a licensed adviser in Oman. This site never stores the numbers you enter; they live only in the page address.

The monthly rate is the annual rate spread evenly over the months; amounts are rounded to the smallest unit of OMR. Lenders in Oman may work out interest differently.

The link carries only the numbers you entered. The site keeps no copy of them.

Next: home-buying costs

Interest and principal by year

  • Interest
  • Principal
  • Monthly payment
Interest and principal by yearStacked bars for 20 years showing interest and principal paid each year, with a line for the monthly payment, starting at OMR 346.695. Exact figures are in the schedule table.Year 1: interest OMR 2,736.463, principal OMR 1,423.877Year 2: interest OMR 2,656.145, principal OMR 1,504.195Year 3: interest OMR 2,571.296, principal OMR 1,589.044Year 4: interest OMR 2,481.660, principal OMR 1,678.680Year 5: interest OMR 2,386.971, principal OMR 1,773.369Year 6: interest OMR 2,286.938, principal OMR 1,873.402Year 7: interest OMR 2,181.265, principal OMR 1,979.075Year 8: interest OMR 2,069.630, principal OMR 2,090.710Year 9: interest OMR 1,951.696, principal OMR 2,208.644Year 10: interest OMR 1,827.108, principal OMR 2,333.232Year 11: interest OMR 1,695.499, principal OMR 2,464.841Year 12: interest OMR 1,556.462, principal OMR 2,603.878Year 13: interest OMR 1,409.581, principal OMR 2,750.759Year 14: interest OMR 1,254.418, principal OMR 2,905.922Year 15: interest OMR 1,090.501, principal OMR 3,069.839Year 16: interest OMR 917.339, principal OMR 3,243.001Year 17: interest OMR 734.408, principal OMR 3,425.932Year 18: interest OMR 541.159, principal OMR 3,619.181Year 19: interest OMR 337.007, principal OMR 3,823.333Year 20: interest OMR 121.339, principal OMR 4,039.086per yearper month1,5003,0004,5006,000150300450Year 55Year 1010Year 1515Year 2020

Year

Show what happens if rates rise

If the floating rate rises

The promotional period stays the same; only the floating rate goes up.

Show yearly schedule

Yearly schedule

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