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Norway · NOK

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HomeCalc

Mortgage calculator for Norway

See what you pay each month, and how the payment moves when the rate changes.

No local legal figures for Norway

HomeCalc has no data on fees, taxes or lending limits in Norway. The loan maths and NOK formatting still work. Every fee starts at 0: enter your own, then check them with your lender or a local adviser.

Your loan

Example values: replace them with your own.

NOK
NOK
20% of the price · Loan NOK 6,160,000.00
years
240 months
Interest rates
%
months
%
Base rate plus margin, as your bank quotes it
Repayment method

The same payment every month within each rate period

Prepayment
NOK
%
Default in month 24: 0% of the amount prepaid. Change it to match your loan contract.
After prepaying

Results

Monthly payment

NOK 42,373.86

Norway · NOK · Basic: fees entered by you

Highest payment
NOK 42,373.86
Total interest
NOK 4,009,725.62
Total paidPrincipal plus interest
NOK 10,169,725.62

Note

HomeCalc works out the loan and adds up the fees you enter. It provides no legal figures for Norway: no fees, taxes or lending limits. It is not financial, legal or tax advice. Before you decide, check every figure with your lender or a licensed adviser in Norway. This site never stores the numbers you enter; they live only in the page address.

The monthly rate is the annual rate spread evenly over the months; amounts are rounded to the smallest unit of NOK. Lenders in Norway may work out interest differently.

The link carries only the numbers you entered. The site keeps no copy of them.

Next: home-buying costs

Interest and principal by year

  • Interest
  • Principal
  • Monthly payment
Interest and principal by yearStacked bars for 20 years showing interest and principal paid each year, with a line for the monthly payment, starting at NOK 42,373.86. Exact figures are in the schedule table.Year 1: interest NOK 334,456.45, principal NOK 174,029.87Year 2: interest NOK 324,639.82, principal NOK 183,846.50Year 3: interest NOK 314,269.43, principal NOK 194,216.89Year 4: interest NOK 303,314.08, principal NOK 205,172.24Year 5: interest NOK 291,740.72, principal NOK 216,745.60Year 6: interest NOK 279,514.58, principal NOK 228,971.74Year 7: interest NOK 266,598.78, principal NOK 241,887.54Year 8: interest NOK 252,954.41, principal NOK 255,531.91Year 9: interest NOK 238,540.41, principal NOK 269,945.91Year 10: interest NOK 223,313.32, principal NOK 285,173.00Year 11: interest NOK 207,227.35, principal NOK 301,258.97Year 12: interest NOK 190,233.96, principal NOK 318,252.36Year 13: interest NOK 172,282.00, principal NOK 336,204.32Year 14: interest NOK 153,317.46, principal NOK 355,168.86Year 15: interest NOK 133,283.13, principal NOK 375,203.19Year 16: interest NOK 112,118.75, principal NOK 396,367.57Year 17: interest NOK 89,760.49, principal NOK 418,725.83Year 18: interest NOK 66,141.07, principal NOK 442,345.25Year 19: interest NOK 41,189.32, principal NOK 467,297.00Year 20: interest NOK 14,830.09, principal NOK 493,655.45per yearper month150,000300,000450,000600,00015,00030,00045,000Year 55Year 1010Year 1515Year 2020

Year

Show what happens if rates rise

If the floating rate rises

The promotional period stays the same; only the floating rate goes up.

Show yearly schedule

Yearly schedule

Scroll sideways to see the whole table