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Nigeria · NGN

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HomeCalc

Home buying costs in Nigeria

Enter each fee and tax on the purchase. The page adds them up and shows the cash you need at closing.

No local legal figures for Nigeria

HomeCalc has no data on fees, taxes or lending limits in Nigeria. The loan maths and NGN formatting still work. Every fee starts at 0: enter your own, then check them with your lender or a local adviser.

Transaction

Example values: replace them with your own.

NGN
Price in the purchase contract
Costs you enter (all start at 0)

Not sure which costs apply in Nigeria? Ask the notary or lawyer handling the sale, your agent and your lender for a written list of fees and taxes.

NGN
Enter as: Transfer or stamp tax

Tax charged when the home's ownership passes to you. Its name and who pays it differ by country; ask the notary or lawyer.

NGN
Enter as: Legal or notary fees

What the notary or lawyer charges to prepare, check and certify the sale documents.

NGN
Enter as: Registration fees

The fee for recording you as the owner in the land or property register. Ask the registry or your notary.

NGN
Enter as: Agent fees

The agent's commission, if you are the one paying it. In many countries the seller pays it; ask before you sign.

NGN
Enter as: Valuation or survey

A valuation your lender asks for, or a survey of the home's condition that you order yourself.

NGN
Enter as: Lender or loan fees

Application, arrangement and other fees the lender charges to set up the loan. Ask for them in writing.

NGN
Enter as: Other costs

Anything else, such as insurance, money transfers or translating documents.

NGN
Fill this in if you borrow, to add loan costs. Leave it empty if you pay in cash.

Results

Total the buyer needs to budget

—

Add at least one fee or tax to see the cash needed at closing.

Down payment: NGN 15,000,000.00

Nigeria · NGN · Basic: fees entered by you

Paid by the buyer
NGN 0.00

The price entered is the price in the purchase contract.

Note

HomeCalc works out the loan and adds up the fees you enter. It provides no legal figures for Nigeria: no fees, taxes or lending limits. It is not financial, legal or tax advice. Before you decide, check every figure with your lender or a licensed adviser in Nigeria. This site never stores the numbers you enter; they live only in the page address.

Line by line

Transfer or stamp tax
NGN 0.00
Legal or notary fees
NGN 0.00
Registration fees
NGN 0.00
Agent fees
NGN 0.00
Valuation or survey
NGN 0.00
Lender or loan fees
NGN 0.00
Other costs
NGN 0.00

The link carries only the numbers you entered. The site keeps no copy of them.

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