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Egypt · EGP

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HomeCalc

Mortgage calculator for Egypt

See what you pay each month, and how the payment moves when the rate changes.

No local legal figures for Egypt

HomeCalc has no data on fees, taxes or lending limits in Egypt. The loan maths and EGP formatting still work. Every fee starts at 0: enter your own, then check them with your lender or a local adviser.

Your loan

Example values: replace them with your own.

EGP
EGP
20% of the price · Loan EGP 1,040,000.00
years
240 months
Interest rates
%
months
%
Base rate plus margin, as your bank quotes it
Repayment method

The same payment every month within each rate period

Prepayment
EGP
%
Default in month 24: 0% of the amount prepaid. Change it to match your loan contract.
After prepaying

Results

Monthly payment

EGP 17,667.78

Egypt · EGP · Basic: fees entered by you

Highest payment
EGP 17,667.78
Total interest
EGP 3,200,254.11
Total paidPrincipal plus interest
EGP 4,240,254.11

Note

HomeCalc works out the loan and adds up the fees you enter. It provides no legal figures for Egypt: no fees, taxes or lending limits. It is not financial, legal or tax advice. Before you decide, check every figure with your lender or a licensed adviser in Egypt. This site never stores the numbers you enter; they live only in the page address.

The monthly rate is the annual rate spread evenly over the months; amounts are rounded to the smallest unit of EGP. Lenders in Egypt may work out interest differently.

The link carries only the numbers you entered. The site keeps no copy of them.

Next: home-buying costs

Interest and principal by year

  • Interest
  • Principal
  • Monthly payment
Interest and principal by yearStacked bars for 20 years showing interest and principal paid each year, with a line for the monthly payment, starting at EGP 17,667.78. Exact figures are in the schedule table.Year 1: interest EGP 207,610.87, principal EGP 4,402.49Year 2: interest EGP 206,645.01, principal EGP 5,368.35Year 3: interest EGP 205,467.26, principal EGP 6,546.10Year 4: interest EGP 204,031.09, principal EGP 7,982.27Year 5: interest EGP 202,279.84, principal EGP 9,733.52Year 6: interest EGP 200,144.41, principal EGP 11,868.95Year 7: interest EGP 197,540.47, principal EGP 14,472.89Year 8: interest EGP 194,365.26, principal EGP 17,648.10Year 9: interest EGP 190,493.40, principal EGP 21,519.96Year 10: interest EGP 185,772.12, principal EGP 26,241.24Year 11: interest EGP 180,015.02, principal EGP 31,998.34Year 12: interest EGP 172,994.88, principal EGP 39,018.48Year 13: interest EGP 164,434.58, principal EGP 47,578.78Year 14: interest EGP 153,996.19, principal EGP 58,017.17Year 15: interest EGP 141,267.75, principal EGP 70,745.61Year 16: interest EGP 125,746.79, principal EGP 86,266.57Year 17: interest EGP 106,820.67, principal EGP 105,192.69Year 18: interest EGP 83,742.36, principal EGP 128,271.00Year 19: interest EGP 55,600.83, principal EGP 156,412.53Year 20: interest EGP 21,285.31, principal EGP 190,714.96per yearper month60,000120,000180,000240,0006,00012,00018,000Year 55Year 1010Year 1515Year 2020

Year

Show what happens if rates rise

If the floating rate rises

The promotional period stays the same; only the floating rate goes up.

Show yearly schedule

Yearly schedule

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