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Denmark · DKK

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HomeCalc

Mortgage calculator for Denmark

See what you pay each month, and how the payment moves when the rate changes.

No local legal figures for Denmark

HomeCalc has no data on fees, taxes or lending limits in Denmark. The loan maths and DKK formatting still work. Every fee starts at 0: enter your own, then check them with your lender or a local adviser.

Your loan

Example values: replace them with your own.

DKK
DKK
20% of the price · Loan DKK 3,280,000.00
years
240 months
Interest rates
%
months
%
Base rate plus margin, as your bank quotes it
Repayment method

The same payment every month within each rate period

Prepayment
DKK
%
Default in month 24: 0% of the amount prepaid. Change it to match your loan contract.
After prepaying

Results

Monthly payment

DKK 19,876.15

Denmark · DKK · Basic: fees entered by you

Highest payment
DKK 19,878.01
Total interest
DKK 1,490,277.86
Total paidPrincipal plus interest
DKK 4,770,277.86

Note

HomeCalc works out the loan and adds up the fees you enter. It provides no legal figures for Denmark: no fees, taxes or lending limits. It is not financial, legal or tax advice. Before you decide, check every figure with your lender or a licensed adviser in Denmark. This site never stores the numbers you enter; they live only in the page address.

The monthly rate is the annual rate spread evenly over the months; amounts are rounded to the smallest unit of DKK. Lenders in Denmark may work out interest differently.

The link carries only the numbers you entered. The site keeps no copy of them.

Next: home-buying costs

Interest and principal by year

  • Interest
  • Principal
  • Monthly payment
Interest and principal by yearStacked bars for 20 years showing interest and principal paid each year, with a line for the monthly payment, starting at DKK 19,876.15. Exact figures are in the schedule table.Year 1: interest DKK 129,210.56, principal DKK 109,303.24Year 2: interest DKK 124,757.38, principal DKK 113,756.42Year 3: interest DKK 120,122.75, principal DKK 118,391.05Year 4: interest DKK 115,299.34, principal DKK 123,214.46Year 5: interest DKK 110,279.38, principal DKK 128,234.42Year 6: interest DKK 105,054.91, principal DKK 133,458.89Year 7: interest DKK 99,617.60, principal DKK 138,896.20Year 8: interest DKK 93,958.74, principal DKK 144,555.06Year 9: interest DKK 88,069.35, principal DKK 150,444.45Year 10: interest DKK 81,940.03, principal DKK 156,573.77Year 11: interest DKK 75,560.95, principal DKK 162,952.85Year 12: interest DKK 68,922.00, principal DKK 169,591.80Year 13: interest DKK 62,012.58, principal DKK 176,501.22Year 14: interest DKK 54,821.66, principal DKK 183,692.14Year 15: interest DKK 47,337.72, principal DKK 191,176.08Year 16: interest DKK 39,548.93, principal DKK 198,964.87Year 17: interest DKK 31,442.82, principal DKK 207,070.98Year 18: interest DKK 23,006.38, principal DKK 215,507.42Year 19: interest DKK 14,226.31, principal DKK 224,287.49Year 20: interest DKK 5,088.47, principal DKK 233,427.19per yearper month60,000120,000180,000240,0008,00016,00024,000Year 55Year 1010Year 1515Year 2020

Year

Show what happens if rates rise

If the floating rate rises

The promotional period stays the same; only the floating rate goes up.

Show yearly schedule

Yearly schedule

Scroll sideways to see the whole table